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Hello, I am Meltem. I completed an inspring four- year degree in Actuarial Science at Hacettepe University and a four year degree in Economics at Anadolu University.Furthermore, I earned my Master's degree in Financial Engineering with 3.58 GPA at Boğaziçi University. After ten years of working experience as an internal auditor in Akbank, I decided to pursue my career in academia. Now, I am the PHD student in the Department of Accounting and Finance at the University of Liverpool. My research interests lie in the fields of Finance and mathematics.